There are different types of insurance for students and workers in Türkiye. Below are the common types of insurance in Türkiye and explanations for each:
1. Student Health Insurance
• This insurance helps students to benefit from medical services in hospitals and health centers in Türkiye. Health insurance usually includes coverage for emergency treatment, minor illnesses, and medication costs.
2. General Health Insurance (SGK)
• SGK (General Health Insurance) is a type of social insurance provided to all residents of Türkiye (including foreign students). It covers medical services, hospitalization, surgery and specialized treatments.
3. Accident Insurance
• This insurance covers students in the event of an unexpected event, such as an accident. Accident insurance compensates for medical treatment, hospitalization, and other expenses resulting from the accident.
4. Personal Liability Insurance
• This insurance covers students against losses resulting from personal liability (such as damage to others or property). This insurance compensates for unexpected events that result in financial loss to someone or property.
5. Pharmaceutical Insurance
• This insurance is specifically for pharmaceutical expenses and helps students cover the costs of medicines purchased at hospitals and pharmacies.
6. Work Insurance
• Labor insurance is for people who work in Türkiye part-time or full-time. This insurance includes medical coverage, occupational accidents, retirement, and compensation in the event of job problems.
7. Life Insurance
• Life insurance allows students or workers to ensure that their family or heirs receive life insurance benefits in the event of sudden and unexpected events that result in the loss of a person’s life.
8. Car Accident Insurance
• This insurance is for people who own a car in Türkiye. In the event of a car accident, this insurance covers the costs of car repairs, physical injuries and damages caused to the other party.
9. Earthquake Insurance
• Türkiye is an earthquake-prone region, and this insurance helps individuals compensate for damage to buildings and property in the event of an earthquake.
10. Travel Insurance
• This insurance is designed for foreign travelers and students traveling to other countries. It includes coverage for medical expenses, flight cancellations, lost luggage, and other potential problems.
11. Fire Insurance
• Fire insurance helps individuals compensate for damage to their property in the event of a fire in their home, dormitory, or workplace.
12. Unemployment Insurance
• This insurance is specifically for people who have lost their jobs and are looking for a new job. Unemployment insurance helps people receive a salary while they are unemployed.
These insurances help various people, especially foreign students and those who intend to work in Türkiye, to be protected against possible risks and to benefit from medical and support services.
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